Credit Card Glossary : Terms: V

Terms

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Credit Card Glossary – V

Variable Rate
An APR term that is subject to adjustment based on changes in other interest rates, such as the prime rate or the Treasury Bill rate. The variable rate is usually indicated as the Prime rate plus an added percentage (for example, PR + 3.9). Your APR may also be subject to change based on the timeliness of your payments.

Void(Ed)
Nullifies a transaction that has been recorded for settlement, but not yet settled. This removes the transaction from the batch of transactions to be settled.

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